In the course of doing business with you, we collect information about you that is necessary to provide you with our services. At DEMCO, we recognize the importance of protecting this information and strive to maintain our customer's privacy.
The Information We Collect
At DEMCO, we routinely collect and maintain nonpublic personal information about you, to provide you with the services you request and to service your account. This information includes:
- Information we receive from you on applications, through www.DEMCO.org and other means: including name, address, telephone number(s), social security number, e-mail address and property information,
- Information regarding your transactions with us, such as electric usage, service history, payment history, billing information and financial account information,
- Information regarding your capital and patronage account and contact information for former members resulting from membership and governance activities,
- Information we receive from credit reporting agencies and other groups regarding credit history and other reports,
- Information obtained through samples or surveys of DEMCO members to identify needs or improve services. This information may be compiled in aggregate form for DEMCO management activities.
- Additional information that is collected and maintained when and to the extent appropriate to provide services.
We are committed to maintaining accurate, complete and appropriate information about members as necessary for the purpose for which the information is to be used. DEMCO generally permits its members to access and seek correction of records about themselves that are maintained and used by DEMCO to provide service, for billing, and to manage accounts. Any requests for, or disputes relating to, access, correction, or other matters should be reported to DEMCO, and we will do our best to resolve any questions or problems that may arise regarding the use of member information.
Protecting Your Information
We are committed to protecting your nonpublic personal information. DEMCO collects information solely through lawful and fair means and for appropriate purposes. At DEMCO, we maintain high standards to ensure the security and confidentiality of our records and our customer's information and we are committed to maintaining appropriate and accurate information about members for purposes that are suitable to its operations and management. We have designed our business practices so that the personal information of our customers is lawfully and properly gathered, stored and processed, so that customer information is only available to those individuals who may need it to provide you with our services. We have established physical, electronic and procedural safeguards to protect customer information as well. However, no record or computer system can ever be protected against every possible hazard. DEMCO is committed to providing reasonable and appropriate security to protect against foreseeable hazards. Additionally, should your relationship with us end at some time in the future, your information will remain protected as outlined in this notice.
Sharing With Affiliated Third Parties
We may share the information we collect, as described above, with companies, affiliates and contractors that work with us or provide services on our behalf, so that we may provide you with the services that you have requested. These companies might assist us, for example, in fulfilling your service request, processing your account or assisting us with maintenance on your account. All third parties are contractually obligated and employees are required to keep the information that we provide to them confidential and they must use the information only to provide the services we have asked them to perform.
Membership lists may be disclosed to a member of the cooperative for proper purposes, such as in connection with Cooperative election activities. Such disclosures will only be made in accordance with a policy adopted by the Board, and further uses of any lists so disclosed will be subject to that policy.
Sharing With Non-Affiliated Third Parties
DEMCO does not sell, share, rent, loan, exchange or otherwise disclose customer information with marketing firms or other non-affiliated third parties. We may share information with commercial and consumer credit bureaus and similar organizations, and otherwise as required or permitted by law, such as in response to a subpoena. We also may share nonpublic personal information when specifically authorized to do so by you. Further, DEMCO reserves the right to share member records with other utilities under shared service agreements or to meet operational requirements.
INTERNET SECURITY STATEMENT
At DEMCO, we value your online security. For this reason, we have implemented safeguards to protect the information you transmit to us over the internet as described in this notice. We collect and use the information you provide to us to respond to your needs, service your accounts and provide you with information about other services we provide.
This statement applies to all users of www.DEMCO.org, whether or not the user is a DEMCO member.
Regular internet e-mail is never completely secure. When corresponding to us via e-mail, you should only provide information that is non-sensitive and non-confidential. Please do not furnish us any information of a personal nature that you feel uncomfortable providing to us via e-mail. If you are concerned about the security of your communication, please transmit your correspondence to us using the postal service or telephone. DEMCO is not responsible for the security of information we receive via e-mail.
Links to Other Sites
DEMCO may provide links to other internet sites, solely as a convenience to the persons visiting this website. If you visit these sites, you may be asked to provide nonpublic personal information (some of which may be shared with DEMCO).
DEMCO is not obligated to review, does not control and is not responsible for any such third-party website or the content therein. Any links supplied by DEMCO do not constitute an endorsement or representations about any third-party websites. The visitation and use of these websites is done entirely at your own risk.
DEMCO reserves the right to update, modify, suspend or discontinue any and all DEMCO websites at any time and without notice. Please be aware that DEMCO may periodically revise or update this internet security statement. If we do so, we will post a notice on our home page notifying users that this statement has been revised. If you are not comfortable with the policies described in this statement, we ask that you discontinue use of our site.
While DEMCO works hard to protect your confidentiality, you also play a role in protecting personal information.
You are responsible for obtaining and maintaining all equipment and services needed for access to and use of the DEMCO websites and for paying all charges related thereto. You are responsible for maintaining the confidentiality of your DEMCO websites password and you are solely responsible for all activities that occur under your password. You agree to notify DEMCO immediately of any unauthorized use of your password or any other breach of security related to the DEMCO websites. DEMCO reserves the right to require you to change your password if DEMCO believes that your password is no longer secure.
Do not share your account number or password with anyone and do not provide your account number if your browser does not indicate you are using an encrypted connection. Also, remember to sign off once you have completed a secure transmission with us. Together we can provide you with a safe and confidential internet environment.
You agree not to use the DEMCO websites (a) in a manner that violates any local, state, national, foreign or international statute, regulation, rule, order, treaty or other law; (b) to stalk, harass, or harm another individual; (c) to impersonate any person or entity or otherwise misrepresent your affiliation with a person or entity; or (d) to interfere with or disrupt the DEMCO websites or servers or networks connected to the DEMCO websites. You further agree not to use any data mining, robots or similar data gathering or extraction methods in connection with the DEMCO websites; or attempt to gain unauthorized access to any portion of the DEMCO websites or any other accounts, computer systems, or networks connected to the DEMCO Websites, whether through hacking, password mining or any other means.
LEGAL TERMS AND CONDITIONS OF USE
This statement presents the terms and conditions which apply to access and use of our website. The material provided on this website is available for lawful purposes only. If you do not agree to all of these legal terms, do not use this website.
DEMCO reserves the right to change or amend these conditions at any time by updating this notice. DEMCO reserves the right to terminate this agreement at any time, without notice and for any reason.
Scope of Use
All contents of the DEMCO website are the property of DEMCO. The information and materials on this site are provided to users for personal and informational purposes only. The public or commercial use, display, reproduction, transmission or distribution of any information available through this website without the prior written consent of DEMCO is strictly prohibited.
Any websites operated by DEMCO are available to entities and persons over the age of legal majority who can form legally binding agreement(s) under applicable law. If you do not qualify, you are not permitted to use this site.
You further agree that DEMCO, in its sole discretion, may terminate or suspend your use of the website, DEMCO systems, information, services and content at any time and for any or no reason, even if access and use continue to be allowed to others. Upon such suspension or termination, you must immediately (a) discontinue use of the Website, and (b) destroy any copies you have made of any portion of the content.
Accessing the Website, the DEMCO systems, Information or Services after such termination, suspension, or discontinuation shall constitute an act of trespass. Further, you agree that DEMCO shall not be liable to you or any third party for any termination or suspension of your access to the website, the DEMCO systems, information and/or the services.
Unless specifically authorized by DEMCO, the use of "deep links", i.e. creating links to this site that bypass the home page or other parts of the site, is strictly prohibited. You may not mirror or frame the home page or any other pages of this site on any other website or web page.
Content of this website is protected by U.S. and foreign copyright law. Any use of the contents of this website, except as provided in the "Scope of Use" section above, is prohibited and may violate United States copyright laws, without the express and prior written consent of DEMCO.
DEMCO and the DEMCO logo are trademarks or service marks of DEMCO. These or other service marks of DEMCO may not be copied, imitated, or used, in whole or in part, without prior written consent of DEMCO.
Limit of Liability
Your use of the materials on this website is at your own risk. DEMCO and its affiliates are not responsible for any general, indirect, special, consequential, punitive or exemplary damages or injury that may result from access to this site, use of or reliance on the materials contained in this site. DEMCO and its affiliates are also not responsible for any damage or injury that may arise in connection with technical, hardware or software failures of any kind, unavailable network connections, interruptions in telecommunications connections, viruses or any incomplete, distorted or delayed computer transmissions. Further, you agree to indemnify, defend, and hold harmless DEMCO, its subsidiaries, affiliated companies, business partners, licensors, employees, agents, and any third-party information providers to DEMCO's online and other services from and against all claims, losses, expenses, damages and costs (including, but not limited to direct, incidental, consequential, exemplary and indirect damages), and reasonable attorney's fees, resulting from or arising out of your use, misuse, or inability to use the Site, the service or the content provided by DEMCO, or any violation by you of this agreement. In jurisdictions that do not allow the limitation of liability, the foregoing limitations would not apply. To the extent that DEMCO may not disclaim any warranties or limit its liability, the scope and duration of such warranty and DEMCO's liability shall be the minimum required by law.
DEMCO cannot and does not guarantee or warrant that files available for downloading through the Site will be free of infection by software viruses and other harmful computer code, files or programs.
DEMCO has made all reasonable efforts to provide accurate and reliable information on this website. However, DEMCO may not be able to control any or all aspects of errors which may occur.
DEMCO does not warranty the accuracy, completeness, currency or reliability of any content information or materials presented on this website. All information and materials on this site are provided "as is" and without warranty of any kind, either express or implied.
DEMCO reserves the right to revise this website at any time and may provide links to other sites that are not maintained by DEMCO. DEMCO makes no endorsements or recommendations of any kind with respect to such sites and is not responsible for the content of such other sites.
Submissions to DEMCO
These legal terms and conditions of use shall be governed and interpreted by the laws of the State of Louisiana, United States of America, notwithstanding any principles of conflicts of law. If at some time part of these terms and conditions are found not compliance with other laws, regulations, etc., that part will be deemed severable and will not affect the enforcement or validity of the remaining provisions.
THE DEMCO WEBSITES ARE PROVIDED "AS IS" AND "WITH ALL FAUL TS" AND THE ENTIRE RISK AS TO THE QUALITY AND PERFORMANCE OF THE DEMCO WEBSITES IS WITH YOU. SHOULD THE MATERIALS OR SERVICES PROVE DEFECTIVE, YOU, AND NOT DEMCO ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING AND REPAIR. DEMCO EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED OR STATUTORY, WITH RESPECT TO THE DEMCO WEBSITES (INCLUDING, BUT NOT LIMITED TO, AND IMPLIED OR STATUTORY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR USE OR PURPOSE, TITLE, AND NONFRINGEMENT OF INTELLECTUAL PROPERTY RIGHTS). WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, DEMCO MAKES NO WARRANTY THAT THE DEMCO WEBSITES MEET YOUR REQUIREMENTS OR THAT THE DEMCO WEBSITES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR FREE OR THAT DEFECTS IN THE DEMCO WEBSITES WILL BE CORRECTED. DEMCO MAKES NO WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE DEMCO WEBSITES OR AS TO THE ACCURACY OR RELIABILITY OF ANY INFORMATION OBTAINED THROUGH THE DEMCO WEBSITES. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU THROUGH THE DEMCO WEBSITES OR FROM DEMCO, ITS SUBSIDIARIES OR OTHER AFFILIATED COMPANIES OR ITS OR THEIR SUPPLIERS SHALL CREATE ANY WARRANTY. DEMCO DISCLAIMS ALL EQUITABLE INDEMNITIES.
Please be aware that DEMCO may periodically revise or update this internet security statement. If we do so, we will post a notice on our home page notifying users that this statement has been revised. If you are not comfortable with the policies described in this statement, we ask that you discontinue use of our site.